Benchmark Institute is a training and performance development organization dedicated to increasing the quality and quantity of legal services to low-income communities.
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Consumer Law Overview
Consumer law protects people's rights in purchasing goods and services for personal, family or household use, and in paying for them, whether by cash or credit. Virtually all of the money our clients spend is on consumer goods and services. Because they have very little money to spend, it's particularly important to them that they get a fair deal, both in paying for the goods and in paying for credit.
The economic impact of consumer problems on low income families can be dramatic. The poor do pay more and often are denied the benefits of the little buying power they have with their limited incomes. They may end up paying far more for loans, goods and services than other consumers, not because they are a higher risk, but because they often are less sophisticated and more vulnerable to overreaching by unscrupulous sellers and lenders
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About Consumer Law
Governing Laws
Unfair and Deceptive Acts & Practices
Truth In Lending
Retail Installment Sales Acts
Home Solicitation Contracts
Debt Collection
Garnishment